About Across Nations Pioneers

Across Nations Pioneers Inc. is a Federally Chartered Certified Development SBA
Lender that provides financial support for its local community's economic development
through cooperation with local governments and local commercial banks. It is a 501 C3
Certified Economic Development Non Profit Corporation.

Across Nations Pioneers Inc.'s corporate structure includes CEO and President
Hyun D. Kim, Executive Vice Board Director Mohammad Matari, General Counsel
CEO Michael Berliner J.D., and Marketing Andy Kron.
Hyun D. Kim is the former and President of the United Group under UICI and
the former President of the National Association of Self Employed.

Across Nations Pioneers Inc. has 29 board members, 20 professional managers,
and highly trained staff, including 12 authorized loan origination specialists.
The Board consists of 4 different membership groups as follows: the Governmental
organizations group, the Financial institutions group, the Community organizations
group and the Business group in the Area.

Each of these groups has its own Board of Directors chosen from its memberships
and these directors are part of the Board of Directors, which acts as Executive
Committee and Loan Committee and reports directly to the CEO.

The professional management team and staff are subject to rigorous SBA training
in the SBA 504 program. The management team and staff are highly skilled and
experienced in packaging loans, processing loan applications, closing loans,
servicing loans, and if necessary, liquidating such loans. Hyun D. Kim is the Chief
Executive Officer and personally oversees the staff.

Across Nations Pioneers Inc.'s primary goal is to be a one stop financial service to the
entrepreneur and small business owner. We consider the entrepreneur and the small
business owner to be the heart and pioneering spirit of American business.

The most difficult challenge facing the entrepreneurs and small business owners
today is simply: THE NEED FOR CAPITAL. While all entrepreneurs and small
business owners work hard every day to achieve their business goals, they
are not Financial Planners. Most small business owners are not familiar with
navigating complex legal and financial documents which often translates to:
NO ACCESS TO CAPITAL.

Across Nations Pioneers Inc. is a one stop shop serving financial products that the
entrepreneur and small business owner needs on a daily basis. With our licensed
ability to cooperate with local governments and financial institutions, Across Nations
Pioneers Inc. creates a Cross Cultural Marketing Experience designed to
assist the entrepreneur and small business owner in achieving success.

Need More Information.

• See Across Nations's web site at www.AcrossNations.org